Author: budgetprams.com

  • Using a Travel System’s Infant Seat in a Car: What GOV.UK and the Highway Code Say About Rear-Facing Seats, the Front-Seat Airbag, Taxis and Short Unexpected Journeys

    Using a Travel System’s Infant Seat in a Car: What GOV.UK and the Highway Code Say About Rear-Facing Seats, the Front-Seat Airbag, Taxis and Short Unexpected Journeys

    For a family whose pushchair came with an infant car seat, the question in the car is which child car seat rules apply. This guide reads two official pages on 3 November 2026: the GOV.UK page “Child car seats: the law” (the GOV.UK content record shows a public update of 1 April 2015) and rules 99 to 102 of the Highway Code (public update 14 September 2021, on GOV.UK). Neither page mentions pushchairs, prams or travel systems, so they are read here as general rules on child car seats. General information, not legal advice.

    Which seat counts: the labels

    GOV.UK says children must normally use a child car seat until they are 12 years old or 135 centimetres tall, whichever comes first, and that the seat can be chosen by height or by weight.

    • Height-based seats must be rear facing until the child is over 15 months old, and approved seats carry a capital E in a circle and “R129”.
    • Weight-based seats carry a capital E in a circle and “ECE R44”. For 0 kg to 10 kg (group 0) the page lists a lie-flat or lateral baby carrier, a rear-facing baby carrier or a rear-facing baby seat using a harness. For 0 kg to 13 kg (group 0+) it lists a rear-facing baby carrier or rear-facing baby seat using a harness.

    GOV.UK says only approved seats of each type can be used in the UK. The Highway Code, in rule 100, says a child under 1.35 metres tall must use a baby seat, child seat, booster seat or booster cushion suitable for the child’s weight and fitted to the manufacturer’s instructions.

    Fitting: belts, ISOFIX and side-facing seats

    GOV.UK says a child car seat must only be used if the car’s seat belt has a diagonal strap, unless the seat is designed for use with a lap belt or is fitted using ISOFIX anchor points. It also says a child car seat must not be fitted in side-facing seats.

    The front seat and the airbag, worded two ways

    • GOV.UK: deactivate any front airbags before fitting a rear-facing baby seat in a front seat.
    • Highway Code, rule 101: a rear-facing baby seat must not be fitted into a seat protected by an active frontal airbag.

    The two pages word the point differently, and neither says anything about a particular car or seat.

    Taxis and private hire vehicles

    GOV.UK says that if a taxi or minicab driver does not provide the correct child car seat, children can travel without one, but only on a rear seat, wearing an adult seat belt if aged 3 or older and without a seat belt if under 3. The Highway Code table for a child under 3 says the correct restraint must be used and that, if one is not available in a taxi, the child may travel unrestrained. For a child from the 3rd birthday up to 1.35 metres, it says an adult belt must be used if the correct restraint is not available in a licensed taxi or private hire vehicle.

    Minibuses, coaches and vans

    GOV.UK says minibus or coach drivers and companies do not have to provide child car seats and that a family must bring its own to be sure a child has one. On coaches, children can travel without a car seat or seat belt if none is available. In minibuses, all children must travel in rear seats, meaning any seats behind the driver, if a car seat or adult belt is not fitted. The rules for vans are the same as for cars.

    Unexpected journeys and a crowded back seat

    GOV.UK says a child aged 3 or older can use an adult belt when the correct seat is not available if the journey is unexpected, necessary and over a short distance. A child under 3 cannot be taken on such a journey without the correct seat unless it is a licensed taxi or minicab and the child sits on a rear seat without a belt. If there is no room for a third child car seat in the back, the page says a child under 3 must travel in the front seat with the correct child car seat, while a child aged 3 or older can sit in the back using an adult belt. The Highway Code table gives similar exceptions in its own words, including a case where two occupied restraints prevent fitting a third.

    What the two pages do not settle

    • Whether a given infant seat fits a given pushchair frame, or which adapters are needed. Neither page mentions pushchairs.
    • Which car seat suits a given car, a point on which GOV.UK refers readers to the Child Car Seats website.
    • Whether a seat is still suitable once it is old or has been used before. Neither page covers this.

    The Highway Code says the restraint must be fitted to the manufacturer’s instructions.

    The bottom line

    GOV.UK says children must normally use a child car seat until they are 12 years old or 135 centimetres tall, whichever comes first, and the Highway Code says a child under 1.35 metres must use a restraint suited to the child’s weight, fitted to the manufacturer’s instructions. Both pages mention the rear-facing seat and the active frontal airbag, with different wording. The taxi, minibus and unexpected-journey exceptions are described in more detail on GOV.UK than in the Highway Code table. Neither page mentions pushchairs or travel systems, so the pushchair side of a travel system is outside what they cover.

    Sources

    • Child car seats: the law, GOV.UK, public update 1 April 2015 per the GOV.UK content record, read 3 November 2026 (gov.uk)
    • The Highway Code: rules for drivers and motorcyclists (89 to 102), GOV.UK, public update 14 September 2021, read 3 November 2026 (gov.uk)
  • Pushchairs on First Bus and Arriva Midlands: Boarding Steps, the Buggy Zone, a Two-Pram Limit and the Wheelchair Space (England)

    Pushchairs on First Bus and Arriva Midlands: Boarding Steps, the Buggy Zone, a Two-Pram Limit and the Wheelchair Space (England)

    This guide sets out what two bus operators say on their own help pages: the page headed “Bus accessibility” in the West Yorkshire section of the First Bus website, and two answers on the Arriva Bus Help Portal for the Midlands. Both were read on 2 November 2026 and show no date. Other First Bus areas and other Arriva regions were not read, so their wording may differ. Conditions can change, so it is worth checking the operator’s current page before travelling. General information, not legal advice.

    Getting on and off a First bus

    First Bus describes a method for a bus it calls “buggy friendly”. The page says to lean the buggy onto its rear wheels, move forward and lower the front wheels onto the bus, and that the driver can be asked to lower the step. It says not to try boarding while the step is lowering, because the buggy’s wheels could be trapped between the step and the kerb. For leaving, the page says to wait for the bus to stop completely, to check it is not lowering, and to lean the buggy back slightly on its rear wheels until they reach the edge of the step before lowering it.

    What First asks for on board

    • The buggy should be in the special “buggy zone”.
    • The brakes should be applied and the buggy held at all times.
    • Neither child nor buggy should be left unattended.
    • Shopping and other bags should not be hung on the buggy, because it could tip over.

    The page also says space for buggies is limited, that it can vary with the bus, the number of pushchairs and their size, and that if buggies are already on board the driver may ask for yours to be folded. It asks passengers not to block aisles or exits.

    Arriva in the Midlands: up to two, first come first served

    An Arriva Midlands help answer says its easy access buses can accommodate, on a first come, first served basis, up to 2 prams, pushchairs or buggies. It adds that if the bus is busy, a passenger may be asked to fold the pushchair up or may not be allowed to bring it aboard.

    A separate answer covers a child in a disabled pushchair. It says disabled pushchairs are allowed on the bus at all times, but that this may not be possible if the designated area is already occupied, and that drivers will try their best to accommodate all passengers.

    The two pages side by side

    Point First Bus (West Yorkshire page) Arriva (Midlands help portal)
    Space Limited; varies by bus, number and size of pushchairs Up to 2, first come first served
    Folding Driver may ask if buggies are already on board May be asked if the bus is busy
    Refusal Not stated on the page read May not be allowed aboard if busy
    Wheelchair space May be used only if not needed by a wheelchair user Not addressed in the two answers read

    When a wheelchair user needs the space

    First Bus says wheelchair users have priority over everyone else for the designated wheelchair space, giving as its reason that it is the only place in which they can travel safely. It says a buggy may use the space only if a wheelchair user does not need it. Where a pushchair or buggy is in the space, the page says the driver will ask for it to be repositioned, moved to another part of the bus, or folded and stored in the luggage space where available.

    The page then goes a step further than asking. If passengers do not respond without good reason and the bus is not full, it says the driver will advise them that they are required to move from the wheelchair space, and that the driver will consider other action such as not setting off from the stop until the situation is resolved.

    What the Supreme Court said about asking

    The judgment in FirstGroup plc v Paulley [2017] UKSC 4 concerned FirstGroup’s policy at the time. It records that the claim was that FirstGroup had failed to make “reasonable adjustments” to its policies, contrary to section 29(2) of the Equality Act 2010. In paragraph 66, Lord Neuberger, with whom Lord Reed agreed, wrote that it was not enough for FirstGroup to instruct its drivers simply to request non-wheelchair users to vacate the space and to do nothing further if the request was rejected. The judgment contains several separate opinions, and this guide does not summarise the others. The point here is only that the First Bus page describes a further step after a request is not acted on.

    The bottom line

    The two pages read describe different arrangements. First Bus’s West Yorkshire page gives boarding steps, a buggy zone, a reminder to apply the brakes and not to hang bags on the buggy, and a wheelchair-space policy in which the driver may require a move. Arriva’s Midlands help portal says up to 2 prams are carried on a first come, first served basis, with folding or refusal possible on a busy bus. The pages read do not say how either policy works in other regions, so arrangements can differ by operator and area. For a specific route, the operator’s own page or customer service is the place to check.

    Sources

    • Bus accessibility, Buggies and Pushchairs, First Bus (West Yorkshire section), page undated, read 2 November 2026 (firstbus.co.uk)
    • Can I take a pram on the bus?, Arriva Bus Help Portal, Midlands, page undated, read 2 November 2026 (help.arrivabus.co.uk)
    • Can I get on Arriva buses with my child in a disabled pushchair?, Arriva Bus Help Portal, Midlands, page undated, read 2 November 2026 (help.arrivabus.co.uk)
    • FirstGroup Plc v Paulley [2017] UKSC 4, UK Supreme Court judgment, read 2 November 2026 (caselaw.nationalarchives.gov.uk)
  • Paying for a Pram on Hire Purchase: What Citizens Advice (England) and Sections 99 and 100 of the Consumer Credit Act 1974 Say About Cancelling, the Half Rule and Missed Payments

    Paying for a Pram on Hire Purchase: What Citizens Advice (England) and Sections 99 and 100 of the Consumer Credit Act 1974 Say About Cancelling, the Half Rule and Missed Payments

    Some pram retailers offer to spread the cost in instalments, and one form of this is hire purchase: the buyer pays by instalments and does not own the item until the agreement has been paid off. Two sources, read on 1 November 2026, answer it: the Citizens Advice page on cancelling something bought on hire purchase (the England version, undated) and sections 99 and 100 of the Consumer Credit Act 1974 as published on legislation.gov.uk. Neither source mentions prams, so this is general information on hire purchase applied to a pushchair purchase, not legal advice.

    What Citizens Advice means by hire purchase

    Citizens Advice describes hire purchase as a type of borrowing where the buyer agrees to pay instalments on an item but does not own it until the agreement is paid off. It adds that if the agreement says the buyer must buy the item at the end of the period, this is called a conditional sale. Its page says hire purchase is often used for cars, furniture or white goods.

    Buy now pay later is a separate subject, covered in the guide to buying a pram with buy now pay later. Paying by card has its own protections, set out in the guide to Section 75 and chargeback.

    The first 14 days

    Citizens Advice says there are very limited circumstances in which the item can be returned for a full refund. The buyer must have signed up within the last 14 days, and in one of four ways: online, by phone, in the buyer’s home or by mail order. In that case the buyer is within a cooling-off period and can cancel without charge by contacting the company.

    Ending the agreement later

    Outside the cooling-off period, Citizens Advice says an item being paid off through hire purchase can be cancelled and returned at any time, but money may still be owed to the company it was bought from.

    Section 99(1) of the 1974 Act gives the legal footing. It says that at any time before the final payment falls due under a regulated hire-purchase or regulated conditional sale agreement, the debtor is entitled to terminate the agreement by giving notice to any person entitled or authorised to receive the sums payable. Section 99(2) says that ending the agreement does not affect any liability under it that accrued before termination. The wording refers to regulated agreements, and neither source says whether a particular retailer’s pram finance is one, so the agreement itself is the place to check.

    The “half” rule and how the two sources word it

    Citizens Advice puts the rule in plain terms. If less than half of the item has been paid off, the buyer legally only has to pay half the cost of the item minus what has already been paid in instalments. If half or more has been paid off, the buyer legally does not have to pay any more.

    Section 100(1) is worded more precisely. Unless the agreement provides for a smaller payment, or for no payment, the debtor is liable to pay the amount, if any, by which one-half of the total price exceeds the aggregate of the sums paid and the sums due in respect of the total price immediately before the termination. The Act counts instalments already due as well as those paid, a detail Citizens Advice’s summary does not spell out.

    Illustration only, with invented figures: take a pram on finance with a total price of £600 and £100 paid or due when the agreement ends. Half of the total price is £300, so the amount at stake under section 100(1) would be £200, unless the agreement provides for a smaller sum. If £300 or more had been paid or due, the formula would leave nothing further to pay. This is arithmetic on the section’s wording, not a quote from either source.

    Three further wrinkles in section 100

    • Section 100(3) lets a court order a smaller sum in place of the section 100(1) amount if it is satisfied that a lower sum would equal the creditor’s loss from the termination.
    • Section 100(4) increases the amount if the debtor has contravened an obligation to take reasonable care of the goods.
    • Section 100(5) deals with a debtor who wrongfully keeps the goods after termination. In a creditor’s action to recover them, the court, unless it is satisfied that it would not be just in the circumstances, shall order delivery to the creditor without giving the debtor an option to pay the value of the goods.

    If payments are being missed

    Citizens Advice says a buyer who is struggling should speak to the organisations owed money, which might allow smaller payments or a break, and should not ignore bills or letters. It says a buyer who has missed payments but wants to keep the item should contact the company and ask for a repayment plan, which would mean paying smaller amounts over a longer period. It also says the finance company should keep the buyer up to date about its plans for repossessing the goods, and that a buyer who feels it has not done so can complain to an ombudsman. For disputes about how much is owed, it points to the Citizens Advice consumer service.

    The bottom line

    Citizens Advice and the Consumer Credit Act 1974 both say a hire purchase agreement can be ended before the final payment, and both tie what may be owed to half of the total price. Citizens Advice describes the first 14 days as a cooling-off period for agreements signed online, by phone, at home or by mail order. Section 100 adds that the agreement can provide for a smaller payment, that a court can order a lower sum, and that failing to take reasonable care of the goods can increase the amount. Neither page says whether a particular pram finance deal is a regulated agreement.

    Sources

    • Cancel something you bought on hire purchase, Citizens Advice (England version), page undated, read 1 November 2026 (citizensadvice.org.uk)
    • Consumer Credit Act 1974, section 99, Right to terminate hire-purchase etc. agreements, up to date with changes known to be in force on or before 30 October 2026, read 1 November 2026 (legislation.gov.uk)
    • Consumer Credit Act 1974, section 100, Liability of debtor on termination of hire-purchase etc. agreement, up to date with changes known to be in force on or before 1 November 2026, read 1 November 2026 (legislation.gov.uk)
  • Airline Damaged the Pushchair? What the CAA, Citizens Advice and easyJet Say About Reporting, the Seven-Day Deadline and Claiming (UK)

    Airline Damaged the Pushchair? What the CAA, Citizens Advice and easyJet Say About Reporting, the Seven-Day Deadline and Claiming (UK)

    Here is an illustration, not a real case. A parent hands a pushchair over at the aircraft door, and at baggage reclaim the frame is bent. The UK Civil Aviation Authority (CAA), Citizens Advice and easyJet each publish guidance on damaged bags, and each sets a seven-day window for making a claim. The pages were read on 28 October 2026. Citizens Advice’s page is written for England, and it links to separate versions for Northern Ireland, Scotland and Wales.

    Does a pushchair count as a bag?

    None of the three damaged-bag pages names pushchairs. They speak of bags and luggage. The CAA says that when hold luggage is lost, delayed or damaged, airlines are liable for the losses, and Citizens Advice says there is a legal right to claim compensation from the airline if checked-in luggage is damaged.

    What easyJet’s children’s page says is where a pushchair fits. The airline carries up to two items per child in the hold for free, a pushchair among them. A pushchair needed to reach the boarding gate is collected before boarding, placed in the aircraft hold, and available at baggage reclaim on arrival. Ask the airline how to register damage to a pushchair accepted into the hold. Its reporting process does not replace any rights that apply under baggage law.

    At the airport: report it before leaving

    The CAA says damage should be reported on arrival at the airport, and that most airlines have a dedicated baggage desk in the baggage claims area. A passenger may receive a Property Irregularity Report (PIR), and the CAA adds that having a PIR is no guarantee that the airline will accept the claim. Citizens Advice says there is no legal duty to report straight away, but doing so makes any compensation more likely, and that the PIR is the form from customer services in the baggage claims hall.

    easyJet asks for more. Its page says to take a photo of the damage before leaving the airport, and that photos taken later may not be accepted.

    The clock: seven days, and three ways of counting it

    The same deadline appears in all of the guidance, but the starting point is worded differently:

    • The CAA says a written claim to the airline is needed within seven days for damaged baggage.
    • Citizens Advice gives 7 days after getting the luggage back.
    • easyJet says the report and the claim registration must both be complete within 7 days of the flight.

    The treaty text behind most of this is Article 31 of the Montreal Convention, set out in the UK’s 2002 implementing Order (as originally made). It says that in the case of damage the person entitled to delivery must complain to the carrier forthwith after discovering it and, at the latest, within seven days from the date of receipt in the case of checked baggage. Every complaint must be in writing, and if none is made in time, no action lies against the carrier, save in the case of fraud. For checked baggage covered by the Convention, complain in writing as soon as damage is discovered and no later than seven days after receipt. Follow the airline’s reporting process promptly as well.

    What can be claimed, and what is usually refused

    Compensation depends on the loss proved. For baggage claims covered by the Montreal Convention, the usual liability limit is 1,519 Special Drawing Rights per passenger, effective from 28 December 2024 according to ICAO. This is a limit, not an automatic payout, and its sterling value changes with exchange rates. If a claim is accepted, the airline may pay for repair or provide a replacement. Airlines do not allow “new for old” and value an item by its age when it was lost.

    Citizens Advice says airlines will not usually provide new-for-old replacement or pay for stress, inconvenience or other consequences of a luggage problem. It also lists what to gather: the boarding card, the luggage labels, the PIR or the airline’s written confirmation of the report, proof of purchase, photographs of the damage and cost estimates for any repair.

    easyJet publishes its own exclusions. Its page says it cannot be responsible for damage that is superficial or external, such as scuffs and scratches. The page does not mention pushchairs, so how that exclusion applies to one is a matter for the airline.

    Writing the claim and what follows a refusal

    Citizens Advice says to ask how the airline wants the claim sent and, if there is no claim form, to write to customer services. It suggests stating that the letter is a claim for compensation under the Montreal Convention, giving the flight details, what happened, the amount asked for and a description of everything damaged, and keeping copies.

    If the airline does not resolve it, Citizens Advice says to complain to the CAA, which will only consider a luggage complaint if the airline or airport is not a member of an approved alternative dispute resolution scheme. As a last resort it mentions the small claims court, within 2 years of the flight, which it warns can be expensive and time-consuming.

    Is travel insurance the better route?

    Both the CAA and Citizens Advice raise it. The CAA says it might be better to claim on travel insurance because airlines may not pay out the true cost, though policies typically carry an excess of around £40 and often a time limit. Citizens Advice says that anyone with travel or home contents insurance that covers luggage is likely to be better off claiming through insurance. This guide is general information, not legal advice.

    The bottom line

    The three pages describe the same sequence: report the damage at the airport, photograph it, put a written claim to the airline within seven days, and expect a payment based on the item’s value, because airlines do not allow new for old. None names pushchairs, so check the airline’s reporting process, while keeping the applicable legal deadlines and rights in view. Check the airline’s current wording before travelling.

    Sources

    • Lost, delayed or damaged baggage, UK Civil Aviation Authority, read 28 October 2026 (caa.co.uk)
    • Get airline compensation for lost or delayed luggage, Citizens Advice (England), read 28 October 2026 (citizensadvice.org.uk)
    • Damaged or delayed bags and lost property, easyJet, read 28 October 2026 (easyjet.com)
    • Flying with children, easyJet, read 28 October 2026 (easyjet.com)
    • The Carriage by Air Acts (Implementation of the Montreal Convention 1999) Order 2002, Schedule 1 (as made), read 28 October 2026 (legislation.gov.uk)
    • Press release: International air travel liability limits set to increase, International Civil Aviation Organization, 18 October 2024, read 28 October 2026 (icao.int)
  • Spotting a Fake Pram Listing or Shop: What Citizens Advice Says About Online Scams, Payment Methods and Getting Money Back (England)

    Spotting a Fake Pram Listing or Shop: What Citizens Advice Says About Online Scams, Payment Methods and Getting Money Back (England)

    Here is an illustration, not a real case. A buyer searching for a pushchair finds a well-known travel system at a price far below every other shop. The seller’s page has no street address, and a message arrives asking for a bank transfer today because “only one is left”. Citizens Advice, writing for England, has guidance on exactly these signs and on what to do afterwards. The pages were read on 27 October 2026. Citizens Advice also publishes versions for Northern Ireland, Scotland and Wales, so readers elsewhere should use the version for their nation.

    Which signs does Citizens Advice list?

    Its starting point is that if something seems too good to be true, it might be a scam. It adds that a scam often starts when someone unknown makes unexpected contact. In its list of signs that something might be a scam, it includes:

    • a suspicion that the buyer is not dealing with a real company, for example because there is no postal address;
    • being asked to transfer money quickly;
    • being asked to pay in an unusual way, such as iTunes vouchers or a transfer service like MoneyGram or Western Union;
    • being asked for personal information like passwords or PINs;
    • having no written confirmation of what has been agreed.

    One caution runs the other way. Citizens Advice says paying more for something than it is worth is not the same as being scammed, because a scam usually involves theft or fraud, and a buyer who has overpaid has other rights.

    How can a shop the buyer has never used be checked?

    For a site not used before, Citizens Advice suggests spending a few minutes on it, starting with the terms and conditions. The company’s address should have a street name, not just a post office box. A company’s details can be searched on GOV.UK, which shows whether it is a registered company. Reviews should be sought on different websites rather than relying on those the company has put on its own site. The padlock in the browser address bar does not guarantee that the buyer is dealing with a real company.

    What does the payment method change?

    Citizens Advice says paying by card gives extra protection if things go wrong. Its page on getting money back after a scam sets out the position by method:

    • Debit card: the chargeback scheme can be used however much was paid.
    • Credit card: section 75 of the Consumer Credit Act 1974 may apply to a qualifying purchase of a single item with a cash price of more than £100 and no more than £30,000. At £100 or less Section 75 does not apply, but Citizens Advice says chargeback can be used.
    • Money from a PayPal account: a dispute should be opened with the seller.
    • Bank transfer: according to Citizens Advice and the Payment Systems Regulator (PSR), mandatory APP-scam reimbursement protections apply to eligible UK-to-UK Faster Payments and CHAPS transfers made on or after 7 October 2024, subject to the scheme’s rules and exceptions. BACS, SWIFT and international transfers fall outside this scheme, but other recovery or complaint routes may still be available. The PSR says a victim should first contact the bank or building society.
    • Vouchers, gift cards or money transfer services: it says a refund is unlikely.

    This site’s guide to paying for a pram by card covers chargeback and Section 75 in more detail, and the guide to buying a pram on an online marketplace covers who the seller is.

    What about the name on the bank account?

    When a payment goes to a new payee, the bank or building society checks the name used. Citizens Advice says that if the names are similar but not exact, payment should only be made when the buyer is sure the account belongs to the right person or business. If the names are completely different, it says not to pay unless the details have been checked, and that a scammer might have sent a fake invoice. A genuine seller should not pressure a buyer to pay straight away. If the details are confirmed and the buyer decides to pay, Citizens Advice says it is a good idea to start by transferring £1 and check it reached the right account. A successful £1 transfer only shows that the money reached an account; it does not show that the seller is genuine or that an order will arrive.

    Where is a suspected scam reported?

    Citizens Advice says to gather all the details (who was contacted, why it seemed suspicious, what information was shared, whether money was paid and how) and then report. Its reporting page lists:

    • the Citizens Advice consumer service, which passes reports to Trading Standards;
    • Report Fraud, which it describes as the UK’s national reporting centre for fraud, and which gives a crime reference number;
    • the Advertising Standards Authority for an online scam advert;
    • the police on 101 if the scammer is in the buyer’s area or money was transferred in the last 24 hours, and 999 if the buyer feels threatened or unsafe.

    If an item arrives that was never ordered?

    Citizens Advice says that, if it was not a gift, it could be a scam. It suggests checking recent orders on the account, telling the retailer or marketplace, and changing the account password.

    Is reporting worthwhile if the money is gone?

    Citizens Advice says reporting helps track down and stop scammers and can prevent other people being scammed.

    The bottom line

    On the Citizens Advice pages for England, a price that seems too good to be true, an unusual payment request, a missing address and pressure to pay quickly are each listed as reasons for care. The page on getting money back says protection depends on how the payment was made, with cards and recent bank transfers treated differently from vouchers or money transfer services. Anyone who suspects a scam can report it to the services above.

    Sources

    • Check if something might be a scam (citizensadvice.org.uk)
    • Check if you can get your money back after a scam (citizensadvice.org.uk)
    • Report a scam (citizensadvice.org.uk)
    • Consumer Credit Act 1974, section 75 (legislation.gov.uk)
    • APP scams (psr.org.uk, Payment Systems Regulator)
  • Borrowing for a Pram on Benefits: What GOV.UK Says About Budgeting Loans and Budgeting Advances

    A pram can be a hard cost to meet in one go. GOV.UK describes two repayable schemes: the Budgeting Loan and, for people on Universal Credit, the Budgeting Advance. Both are borrowing, not grants. This guide compares them as described on GOV.UK pages read on 25 October 2026. For money that is not repaid, see the guide to help paying for a pram.

    Will either scheme pay for a pram?

    GOV.UK does not say so in either direction. Its Budgeting Loan page lists “maternity costs” among the things a loan can help pay for, alongside furniture or household items and clothes or footwear. Its Budgeting Advance page lists furniture, household items, clothes or footwear, and “essential items for your family such as mobility aids or child safety products”. Neither list names prams or pushchairs. The contacts the pages give are the Social Fund Enquiry Line for loans and the Universal Credit helpline for advances.

    The two schemes side by side

    Budgeting Loan Budgeting Advance
    Who it is for People who have received Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance or Pension Credit for the past 6 months People who get Universal Credit
    Smallest amount £100 £100
    Largest amounts stated £348 single, £464 with a partner, £812 if you or your partner claim Child Benefit £348 single, £464 part of a couple, £812 if you have children
    Repayment Interest free, taken from benefits, normally within 2 years (104 weeks) Taken from Universal Credit payments, usually over 24 months
    How to apply Online or paper form SF500 Universal Credit journal, work coach or helpline

    Budgeting Loan: the rules that catch people out

    The GOV.UK eligibility page says you cannot get a Budgeting Loan if you currently get Universal Credit, if you get New Style Jobseeker’s Allowance or New Style Employment and Support Allowance, if you are involved in industrial action, or if you owe more than £1,500 in total for Crisis Loans and Budgeting Loans. The amount offered depends on whether you can pay the loan back, whether you have savings of more than £1,000 (£2,000 if you or your partner are 63 or over), and whether you are repaying an existing loan.

    After applying online, GOV.UK says the decision arrives within 7 days by text or email, or 21 days by letter, and the money follows within 7 days of accepting an online offer. The loan is paid into the account your benefit is paid into. GOV.UK says there is a different way to get a Budgeting Loan in Northern Ireland.

    Budgeting Advance: the rules that catch people out

    For a Budgeting Advance, GOV.UK says you need to have been getting Universal Credit, Employment and Support Allowance or Pension Credit for 6 months or more, or need the money to help you start a new job or stay in work. You will not be eligible if you have earned more than £2,600 (£3,600 together for couples) in the past 6 months, or if you have not paid off a previous Budgeting Advance, because only one can be held at a time.

    It cannot be used for ongoing costs such as food, household bills, rent or paying off debts. If repayments become hard to afford, GOV.UK says you can ask for them to be delayed for up to 6 months.

    Worked example from GOV.UK

    GOV.UK’s own example for an advance is £240, repaid over 24 months, with £10 taken off each monthly payment. It is an illustration of how repayments work, not a price for any pram.

    Not the same as a first-payment advance

    GOV.UK also describes a separate advance for people waiting for a first Universal Credit payment. The most available under that scheme is the amount of the first estimated payment, and it is usually repaid within 24 months. The Budgeting Advance in this guide is for people who already get Universal Credit and need help with a one-off cost.

    If benefits stop before the money is repaid

    For a Budgeting Loan, GOV.UK says a letter from DWP Debt Management explains how to repay once benefits stop, and the loan can be paid back in full or by regular monthly payments. For a Budgeting Advance, it says you still have to pay it back if you stop claiming Universal Credit, and that deductions will usually continue if you move to another benefit.

    If you disagree with a loan decision

    GOV.UK says a Budgeting Loan decision can be looked at again if an application was unsuccessful or the amount granted is disputed. The request must arrive within 28 days of the date on the decision letter.

    Other schemes by nation

    GOV.UK’s “other help” page lists the Discretionary Assistance Fund in Wales, a Crisis Grant or Community Care Grant in Scotland, and Discretionary Support or a Short-term Benefit Advance in Northern Ireland, as well as help from a local council and Jobcentre Plus.

    The bottom line

    Budgeting Loans and Budgeting Advances are repayable, and GOV.UK’s lists of what they cover do not name prams. Which one applies depends mainly on whether Universal Credit is being claimed. Amounts stated on GOV.UK start at £100 and reach £812, with repayment over about two years.

    Sources

    • Budgeting Loans: How they work (gov.uk)
    • Budgeting Loans: Eligibility (gov.uk)
    • Budgeting Loans: What you’ll get (gov.uk)
    • Budgeting Loans: How to apply (gov.uk)
    • Budgeting Loans: Paying back the loan (gov.uk)
    • Budgeting Loans: After you apply (gov.uk)
    • Budgeting Loans: Other help you can get (gov.uk)
    • Universal Credit advance or hardship payment: Get an advance for unexpected costs (gov.uk)
    • Universal Credit advance or hardship payment: Get an advance on your first payment (gov.uk)
  • What a Pram Shop Must Do About Unsafe Stock: Retailer Duties Under the General Product Safety Regulations 2005 (Great Britain)

    When a pram or pushchair turns out to be unsafe, responsibility does not sit only with the manufacturer. The Office for Product Safety and Standards (OPSS) guidance on the General Product Safety Regulations 2005 sets duties for distributors, which includes ordinary retailers, as well as producers and importers. This guide summarises that GOV.UK guidance, dated December 2024, for pram retailers and their customers. It applies to Great Britain (England, Scotland and Wales) only. In Northern Ireland, the guidance says the 2005 Regulations were replaced on 13 December 2024 by the EU General Product Safety Regulation 2023/988, which is not covered here. For why prams carry no CE or UKCA mark see the GPSR explainer.

    Who counts as a distributor

    OPSS defines a distributor as any professional in the Great Britain supply chain whose activity does not affect the safety properties of a product. A high-street or online pram retailer that sells another company’s product is the typical example. The Regulations apply to products intended for, or likely to be used by, consumers, including those supplied to them in the course of a service.

    The guidance says the other category, producer, covers a manufacturer established in the United Kingdom, an importer of products made outside the UK, someone presenting themselves as the manufacturer by affixing their name or trademark, and someone who reconditions the product. It also includes other supply chain professionals so far as their activities may affect safety properties. A shop that brings in its own-brand pram from overseas, or that reconditions used pushchairs for resale, therefore faces producer duties.

    The retailer’s duties

    The guidance lists these obligations for distributors:

    • Due care. A distributor must help ensure only safe products are supplied and must not supply a product it knows, or as a professional ought to know, is dangerous.
    • Recalled stock. OPSS gives the example that if a product has been recalled, distributors must not supply any they may still have in stock.
    • Passing on information. Distributors should pass on information about the risks a product poses.
    • Traceability. A distributor should be able to show traceability of what it supplies, keeping documents that show from whom the goods were purchased.
    • Cooperation. Distributors must cooperate with enforcement authorities on request, including supplying information on the product, its supply and the risk, and joining corrective action or recalls.
    • Notification. If a distributor knows that a product it has supplied is unsafe, it must notify an enforcement authority in writing about the risks and the action taken. In Great Britain this will normally be the local Trading Standards authority.

    What producers and importers must do

    OPSS says producers must make sure a product is safe before placing it on the market, give consumers the information needed to assess risks that are not obvious, and allow traceability by marking, where reasonable, the producer’s name and address and a product reference or batch on the product or its packaging. They must also monitor marketed products, which can include sample testing and keeping a register of safety complaints, and keep distributors informed of the results.

    For a time-limited period, importers who cannot reasonably mark each product may instead make the importer’s address available through shipping documents, the invoice to the GB customer, or the outer packaging label. OPSS says this option may not be used after 31 December 2027.

    Standards and the presumption of safety

    The Regulations state that a product conforming to a voluntary national standard of the United Kingdom, as determined and published by the Secretary of State, is presumed safe as far as the risks and categories of risk covered by that standard are concerned. This is a presumption about the risks the standard covers. It does not mean a product cannot still be found unsafe in another respect.

    Enforcement powers and penalties

    Local Trading Standards authorities have a duty to enforce the Regulations for consumer goods, and the Secretary of State can also enforce them. OPSS lists suspension notices, which temporarily stop supply while tests are done, requirements to mark or warn, withdrawal notices to stop supply of a dangerous product, and recall notices where it is already with consumers. A recall notice can be served only where other corrective actions are insufficient.

    A person committing an offence under the Regulations may face a penalty. According to the guidance, penalties can include a fine of up to £20,000, a prison sentence of up to 12 months or both for the most serious offences, and the court may order unsafe goods to be forfeited.

    What this means for buyers

    A shop selling a recalled pram that is still in its stock is a matter for Trading Standards. The site’s guides to checking pram recalls and reporting an unsafe pram explain how to check a model and who to contact. The guide to buying on an online marketplace covers checks when the seller is not a high-street shop.

    FAQs

    Does a shop need to keep purchase records?

    The OPSS guidance says a distributor should be able to show traceability and keep documentation showing from whom goods were purchased.

    Is a retailer allowed to sell up remaining recalled prams?

    No. The guidance says that if a product has been recalled, distributors must not supply any they still hold.

    Who enforces these rules in Great Britain?

    Local Trading Standards authorities have the duty to enforce the Regulations for consumer goods, and the Secretary of State has enforcement powers.

    The bottom line

    In Great Britain a pram retailer must act with due care, keep records showing where stock came from, cooperate with Trading Standards, and never supply a product it knows or ought to know is dangerous, including recalled stock. Retailers who import, recondition or put their own name on a product take on the wider producer duties. Penalties for the most serious offences include fines of up to £20,000 and up to 12 months in prison. Northern Ireland follows different rules. This is general information, not legal advice.

    Sources

    • General Product Safety Regulations 2005: Great Britain, December 2024 (gov.uk)
  • Pushchairs on National Express West Midlands and Reading Buses: Two Small Unfolded Pushchairs, a Double Buggy and Who Takes the Risk (England)

    Bus operators in England write their own conditions of carriage, so the rules for a pushchair can differ from one company to the next. National Express West Midlands (NXWM) publishes numbers, while Reading Buses leaves more to the driver. This guide compares the NXWM Conditions of Carriage, last updated 10 March 2026, with the conditions published on the Reading Buses website, which carry no date. Both operators run in England, and the rules are those of the operator, not national law. Other operators are covered in the guides to Nottingham buses and trams and Stagecoach and Cardiff Bus. This is general information.

    National Express West Midlands: numbers and priority

    The NXWM conditions say its vehicles have a low entrance step, which can allow pushchairs, wheelchairs or mobility scooters to be wheeled straight on without being folded, subject to space. Condition 11.8 states that, if the space is not occupied by a wheelchair user, low-floor buses can carry up to two small unfolded pushchairs or one double pushchair within the designated area.

    The space is allocated for one wheelchair user, which the conditions say by law takes absolute priority. Condition 11.9 requires all passengers, including pushchair users, to co-operate by vacating the designated wheelchair space if a wheelchair or mobility scooter user needs it. The wheelchair space is described as suitable for a wheelchair up to 700mm wide and 1200mm long, so a long pushchair is likely to be an awkward fit there.

    Folded pushchairs and luggage rules at NXWM

    Folded pushchairs are carried subject to space being available (condition 12.4). Luggage is carried at the driver’s discretion and at the passenger’s own risk, and the conditions state that an individual item, or total weight of items, over 23kg will not be carried. A pushchair loaded with shopping is therefore sensible to unload if it is heavy.

    Under condition 5.4, a passenger travelling with a pushchair, luggage or shopping must use the designated spaces where possible, with items stored at their own risk. Where the designated spaces cannot be used, items must not obstruct the gangway or seating areas. A child in a pushchair must be strapped in and secured at all times while boarding, alighting and travelling.

    Reading Buses: space and discretion

    The Reading Buses conditions say that, subject to space being available and at the discretion of the driver, small prams and unfolded buggies are carried within the designated area. They must never block the aisle. Use of the space is first come, first served, and no priority is given.

    The same conditions state that the space reserved for wheelchair users may be occupied by an unfolded buggy or pram if no wheelchair user needs it, but it must be vacated on request. The wording does not give a number of buggies and does not define a small pram, so the driver’s view of the space decides in practice. The conditions are not specific about folded pushchairs; for luggage generally, they say the passenger remains responsible for items brought on board and that the operator may refuse luggage that blocks gangways or access to emergency exits.

    Who bears the risk if a pushchair is damaged

    The NXWM conditions contain a separate liability clause for wheelchairs and other mobility equipment, which pays the cost of repair or replacement where the damage is caused by the operator’s negligence. A pushchair is not described in that clause. NXWM’s general rule for personal property in condition 7.3 is that it is liable only for direct loss that results from its own negligence, and condition 7.4 limits that liability to £300 in aggregate. Condition 7.2 adds that nothing in the conditions limits liability where that would be unlawful, including for death or personal injury caused by negligence.

    Reading Buses’ conditions say the company does not take responsibility for customers’ property on board and will not be responsible for damage to fragile items however caused. Whether any such term can be relied on in a particular dispute is a legal question the conditions do not answer. The site’s guide to complaint deadlock and alternative dispute resolution sets out where to go if a claim is refused.

    Children and fares

    NXWM lets children under 5 travel free with a responsible fare-paying passenger, with a maximum of three children per fare-paying passenger. Reading Buses allows up to two children under 5 to travel free with a responsible fare-paying passenger, provided they do not occupy a seat to the exclusion of a fare-paying passenger or are seated in a buggy in an appropriate space. Additional children are charged as if aged five or over.

    FAQs

    Can a double pushchair go on a National Express West Midlands bus?

    The conditions say low-floor buses can carry one double pushchair within the designated area, if no wheelchair user needs the space.

    Do I have to fold a pushchair on a Reading bus?

    The conditions say small prams and unfolded buggies are carried in the designated area at the driver’s discretion, but must not block the aisle and must be moved if a wheelchair user needs the space.

    Who has priority for the wheelchair space?

    NXWM says a wheelchair user takes absolute priority by law. Reading Buses says an unfolded buggy may use the space only if it is not required by a wheelchair user.

    The bottom line

    NXWM sets out clear numbers: up to two small unfolded pushchairs or one double pushchair in the designated area, always subject to the wheelchair user’s priority, with folded pushchairs carried if space allows. Reading Buses leaves space to the driver and applies first come, first served, with the wheelchair space free for a buggy only until it is needed. Items are carried at the passenger’s own risk under both sets of conditions, with NXWM capping liability for personal property at £300 in aggregate. Checking the current conditions before travelling remains sensible. This is general information.

    Sources

    • Conditions of Carriage, last updated 10 March 2026 (nxbus.co.uk)
    • Conditions of Carriage (reading-buses.co.uk)
  • “Free Raincover With This Pram”: What CAP Guidance Says About “Free” Claims on Pram Bundles and Travel Systems (UK)

    “Free raincover”, “free car seat” and “free footmuff” banners are common on pram websites. Advertising rules in the United Kingdom limit when “free” can be used. This guide summarises the Committee of Advertising Practice (CAP) guidance on “free” claims, which explains how the Advertising Standards Authority (ASA) expects the CAP Code to be read, and applies it to pram offers. The guidance dates from September 2010 and is still published on the ASA and CAP website. It does not bind the ASA, and the pram examples here are illustrations, not findings about any retailer. For related rules see the guides to reference prices and checkout extras.

    What the Code says about “free”

    The guidance quotes the CAP Code. Marketing must not describe a product as “free”, “gratis” or “without charge” if the consumer has to pay anything other than the unavoidable cost of responding and collecting or paying for delivery of the item. Marketers must make clear the extent of the commitment needed to take up a free offer. An item cannot be called free if there are packing, handling or administration charges, if the cost of response, including the price of a product the consumer must buy, has been increased (unless the increase is unrelated to the promotion), or if the quality of the product the consumer must buy has been reduced.

    Conditional purchase: a free item that is genuinely separate

    The Code allows “free” on a conditional-purchase promotion, such as a free raincover with a pram, provided costs are clear and the item described as free is genuinely separate from and additional to what the customer pays for. The guidance gives two ways of showing this. First, the paid-for item can be bought without the free item and has a genuine stand-alone price, so that the shopper can see the price is the same either way. Second, the paid-for item is normally sold for the same price without the free item, so the usual price of the pram is established.

    To justify the claim, marketers must be able to show that the free item is genuinely additional or separable, that the item is not supplied free unless the customer meets the promotion terms, and that consumers know the stand-alone price of what they pay for, which stays the same with or without the free item. The guidance also says customers have the right to believe the marketer will not recover the cost of the free item by marking up the item that must be bought, or by substituting inferior goods.

    Packages and travel systems

    The Code prohibits describing an element of a package as free if its cost is included in the package price, unless consumers are likely to regard it as an additional benefit because it has recently been added to the package without increasing its price. The guidance defines a package as a pre-arranged combination of features offered for a long-term single, inclusive price where customers cannot choose how many elements they receive.

    A travel system sold only as a complete set at one price resembles that definition. If the car seat cannot be dropped for a lower price, calling the seat “free” is difficult to justify unless it was newly added without any price rise. The guidance says marketers may describe included elements as “at no extra cost” or “inclusive”, but not “free”. A retailer that also sells the pram frame alone at the same price as the set, with a separate seat available to buy, would be in the conditional-purchase position instead. The guide to VAT on travel systems explains why the car seat attracts 5% VAT and the pushchair 20%.

    How long can something stay “free”?

    According to the guidance, an element added to an established package without raising the price or reducing quality can be described as free for a reasonable period. As a rule of thumb, marketers should avoid calling elements that have been part of a package for more than six months free. If the package price rises, or its quality is reduced, after the element is added, the new element may not be called free.

    Checks before buying

    The tests suggest practical checks. Look for a stand-alone price for the pram without the free item and for the free item on its own. Compare the price of the pram on the same site on other dates, and across retailers. Read the full terms for handling or other charges. A complaint about a misleading “free” claim can be raised with the retailer, and the ASA is the UK advertising regulator that applies the CAP Code.

    FAQs

    Does the CAP guidance apply across the UK?

    The ASA is described by the CAP and ASA influencer guide as the UK advertising regulator, and the CAP Code covers non-broadcast marketing in the UK.

    Can a pram retailer say “at no extra cost” instead of “free”?

    Yes. The guidance says included elements of a package may be described as at no extra cost or inclusive, but not as free.

    Is delivery allowed to be charged on a free item?

    Yes. The Code allows the unavoidable cost of delivery or collection, but not packing, handling or administration charges.

    The bottom line

    A pram retailer may call an accessory free only when it is genuinely separate from, and additional to, a pram that sells at the same price with or without it, or where it was recently added to a package without a price rise. Elements of a fixed-price package, such as the car seat in a set sold only as a set, are better described as included. Shoppers can test an offer by finding the stand-alone price, comparing dates and checking for handling charges. This is general information, not legal advice.

    Sources

    • Guidance on the use of “free” claims in advertising (asa.org.uk)
    • Influencers’ guide to making clear that ads are ads (asa.org.uk)
  • Pram Recommendations on Instagram, TikTok and YouTube: When a Pushchair Post Must Be Labelled as an Ad (UK)

    Many parents now pick a pushchair after watching a creator unbox, test or rave about one. Under UK guidance, a pram post that follows a gift, a discount code, a commission or any other incentive is an advert and has to look like one. This guide summarises the Competition and Markets Authority (CMA) guidance for content creators, published on GOV.UK, and advice from the Committee of Advertising Practice (CAP), whose rules the Advertising Standards Authority (ASA) enforces. It applies across the United Kingdom. It is general information, not legal advice. For reviews on shop websites, see the guide to fake and incentivised pram reviews.

    When a pram post counts as an ad

    The CMA says that if a creator has been incentivised in any way to promote a product, the content must be clearly identifiable as an ad and reflect genuine experience. The guidance covers photos, carousels, videos, reels, stories, podcasts and other posts. It lists sponsorships, giveaways, affiliated links, discount codes, own-brand promotions, reviews, and content about gifts received “for free”.

    The CMA defines payment widely: money, commissions, discounts, leases or loans free of charge or on better terms than the public gets, and gifts of any products. The guidance covers informal or verbal arrangements, including products sent without asking for anything back, and applies “no matter how many followers” a creator has.

    Which labels the CMA accepts

    The CMA says a label must be clear, prominent and easy to understand. Labels it gives as examples are “ad”, “advert”, “advertising” and “advertisement”. Platform tools such as “paid partnership” may be used if they convey clearly that the content is an ad; if not, #Ad should be added upfront. Simply tagging a brand, using a discount code or including an affiliate link is not enough.

    Terms the guidance says to avoid include #gift, #gifted, #aff, #affiliate, #collab, #spon, #sponsored, “in association with”, “thank you” and just naming the brand. The label should not be buried among hashtags or poorly contrasted, and the audience should not have to tap a link or visit a bio to find it.

    Timing: the first interaction

    According to the CMA, an ad must be obvious as soon as anyone engages with it. For podcasts and videos the disclosure must be given at the beginning. In carousels or sequences where followers can open individual posts, each item containing promotional messaging has to be labelled. A creator should not rely on a bio or earlier posts to reveal a relationship with a brand.

    Misleading impressions

    The CMA says hidden ads are illegal and harmful because they can persuade people to buy things they might not otherwise buy if they knew the content was not an unbiased opinion. A post may mislead if it suggests the creator bought something that was in fact a gift or loan, has used a product when they have not, or is a consumer when they are acting for a brand. Content must also avoid false or unsupported statements. A creator should not say a pushchair folds easily, rides well or suits a given terrain unless they have used it and can back the claim. The guide to pram advertising claims covers claims such as “lightest” and “tested to British Standards”.

    Affiliate links on pram blogs and videos

    CAP advice states that an affiliate is rewarded by a business for each new customer attracted, usually as a commission, and gives networks such as Amazon Associates, Awin, Skimlinks and LTK as examples. Affiliates are described as a secondary advertiser, and both the business and the affiliate marketer are responsible under the CAP Code, even if the affiliate created the ad alone.

    The advice says that on social media the ASA is less likely to accept that affiliate advertising can be separated from the rest of a post, so the CAP Code is likely to apply to the post in its entirety if a post depicts and refers to a brand the creator is an affiliate of. Posts should be obviously identifiable as advertising upfront, for example with “Ad” at the beginning. A disclaimer at the bottom is unlikely to be sufficient, and a generic statement that the author “may” receive a commission is described as unlikely to work; the advice cites an ASA ruling that found “may earn an affiliate commission” ambiguous and confusing.

    Who enforces the rules

    The CMA guidance says a creator could face enforcement from the CMA, local authority Trading Standards services, or, in Northern Ireland, the Department for the Economy, if content misleads consumers. It adds that non-compliant creators can be named by the ASA for breaking advertising rules. The ASA is the UK’s advertising regulator.

    FAQs

    Does a gifted pram need an ad label even if the creator was told nothing about the post?

    The CMA says businesses sending products without asking for anything in return still count, and that content about gifts received for free must be labelled.

    Is #gifted a suitable label?

    No. The CMA lists #gift and #gifted among the terms to avoid, and recommends clear terms such as ad or advert.

    Does the rule apply to small accounts?

    Yes. The CMA says the guidance applies no matter how many followers a creator has.

    The bottom line

    A pram post prompted by a gift, discount code, commission or other incentive has to be labelled clearly, prominently and from the first moment a viewer engages. The CMA recommends terms such as “ad” or “advert” and warns against #gifted, #collab, #sponsored and similar wording, while CAP advice treats affiliate-linked posts as advertising with joint responsibility for the brand and the creator. Shoppers can use a visible label as a signal that the praise is paid or rewarded, and should look to independent testing for safety and performance. This is general information, not legal advice.

    Sources

    • Social media endorsements: being transparent with your followers (gov.uk)
    • Online Affiliate Marketing (asa.org.uk)
    • Influencers’ guide to making clear that ads are ads (asa.org.uk)